PaymentAccount

A seller's Naira payout destination.

Field	Type	Notes
id	String
userId	String	Cascade-deleted with the user
method	PaymentMethod
bankName	String?	Required by validation when method = BANK_TRANSFER
accountName	String	2–80 chars
accountNumber	String	Exactly 10 digits
createdAt	DateTime

Unique: (userId, method, accountNumber)

Usage

• Posting a SELL order requires one account per accepted method.
• Opening a trade requires the seller to have an account for the chosen method.
• The trade detail endpoint returns the seller's oldest account for the trade's method as paymentAccount.
• Users can store at most 10 accounts.